- Safest form of gold investment with no counterparty risk
- Qualifies for your SIPP or SASS
- Simple SIPP set up and we even provide an IFA if needed
- Gold is stored in UKs only independent LBMA approved warehouse
- Gold bars are fully allocated and segregated
- Individual retail size bars provide ability to part encash holding
As experienced gold brokers we are perfectly placed to source gold for pension investment with the widest choice of pension providers in the industry. Our significant purchasing power means we can obtain the best possible purchase price for your pension gold.
Whatever the amount that you are looking to invest, our experienced team are here to manage the entire process on your behalf. Contact us today to discuss your requirements, whether you want to start your first pension, wish to switch your current pension, or simply add physical gold to your existing SIPP.
The low cost of purchasing gold into a pension is illustrated by two factors. Gold receives the same tax relief as other qualifying assets when bought as part of a pension. So for top rate tax payers, that means a whopping 45% off the price of gold. Secondly, for many of the securities products which dominate pension portfolios, management costs have steadily escalated, eating away at their tax efficiency. Investing in physical gold attracts far lower management fees, less than one tenth of the charge applied to a typical unit trust.
The sheer amount of different assets allowed into a SIPP means you can achieve more balance within your portfolio. More balance, means fewer nasty surprises when other holdings drop in value. Gold is especially appropriate to those entering the last 10 years before retirement who are looking for some protection over their pension value. The current economic downturn has perfectly illustrated how these assets can all move down in value together, shrinking pension pots, and leaving most people concerned about the reduced standard of living they’ll achieve once retired.
It also provides a great hedge against aggressive high yield and emerging market equity schemes – for those a little younger, who are looking for capital growth. Physical gold provides balance for two reasons. Firstly, its characteristics are totally different to paper assets as it has no counter party risk. More obviously, gold tends to rise in value when many of the traditional assets fall, providing the portfolio insurance every pension should have.
Invest in a full range of other assets under the same SIPP
A Self Invested Personal Pension (SIPP) can house both traditional assets like bonds, shares and cash, together with all qualifying alternative assets such as commercial property and gold. This means you will not have to have several pensions holding various types of assets. Everything can be held under one roof.
Simple set up & plenty of choice
You can either add physical gold to your existing SIPP if they’re approved by us, or we can help you set up a brand new pension from our list of over 15 pension providers. You may wish to seek an Independent Financial Advisor (IFA) of your own to guide you through the risks and rewards of the various asset classes on offer, before you make any decisions.
Ultimate gold security
Physical Gold bars are the most secure method of gold investment as there is absolutely no counterparty risk. Your pension gold is stored in the UK’s only independent London Bullion Market Association (LBMA) approved depository, with full insurance through Lloyds of London. We operate on a fully allocated and segregated basis, providing you with the ultimate security.
Your gold will be in the form of retail size bullion bars, providing you the flexibility to sell any part of your gold holding at any time. These bars are fully allocated to yourself and segregated from other holders. This means that your gold is safe from any other investors, is not on our balance sheet or that of the storage facility.
Qualifies for a SSAS
A small self-administered scheme (SSAS) is able to purchase all of the same assets that qualify for a SIPP, so gold bullion is now a viable option for those company schemes seeking balance, growth and protection.
Investors in the USA may wish to learn how to invest into a Gold IRA.